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Disclaimer: The insurance cover is provided under a group insurance policy issued by Certain Underwriters at Lloyd's of London (Insurer) to PB&RD Pty Ltd trading as AssureUs ABN 86 674 852 932, AFSL: 563444 (AssureUs). AssureUs has been authorised by the Insurer to make the cover available to its customers. The Product Disclosure Statement (PDS) for the insurance contains full details of the insurance cover, including any conditions, limitations and exclusions. You should read the Product Disclosure Statement (PDS) and the Target Market Determination (TMD) for the insurance to decide whether the product is appropriate for you before buying it. These documents, along with the Financial Services Guide (FSG) and Privacy Policy, can be found at the links above. The availability of the insurance and the amount of the insurance charge are subject to risk rating, services selected and provided and your individual circumstances.